The Lyon market and its financing

All articles on this topic

Most recent first.

• Buying in the Vallons du Lyonnais: what leaving the Métropole changes for your financing Brindas, Grézieu-la-Varenne, Vaugneray and five other communes: zero-interest loan, transfer duties, planning, council tax. What leaving the Métropole changes.
• Buying in Villeurbanne or the West of Lyon: how to structure your financing? A flat in Villeurbanne, a house in west Lyon: what the lender examines on the property, the costs to anticipate and the order of procedures.
• Silk-weaver’s apartment in Croix-Rousse: valuation and financing High ceilings, mezzanine, period building: how a silk-weaver’s apartment affects the measured floor area, the valuation and the dossier presented to the lender.
• The mortgage interest rate barometer: where it is published, and what it does not say The average rate recorded each month by the Crédit Logement/CSA Observatory: where to read it, with its scope and date, and why it is not yours.
• A house with land in the west of Lyon: what the bank reads, and what it does not read in a flat Energy audit, sewage treatment, itemised works, soil survey, land division, swimming pool: what a lender reads about a house before financing it.
• Buying in the West of Lyon: what your budget buys, commune by commune Écully, Francheville, Craponne, Dardilly, Limonest and more: how to read completed-sale prices, and how to move from monthly instalment to floor area.
• West Lyon or Lyon 5th and 9th Arrondissements: The Trade-off at Equal Monthly Instalments West Lyon or Lyon 5th-9th? Compare at equal instalments: the four-step method, the costs listings omit, and the cases where the west loses.
• Mortgage in Charbonnières-les-Bains: land, council tax, stations and risks Are you looking for a mortgage intermediary in Charbonnières-les-Bains? Housing, PLU-H, council tax, stations, risks: what the municipality changes.
• Mortgage in Écully: how the municipality affects your financing Are you looking for a mortgage intermediary in Écully? Zero-interest loan in Zone A, purchase costs, council tax, rents in a tight market, risks.
• Mortgage in the 5th arrondissement of Lyon: Vieux Lyon, the hill and the plateau Are you looking for a mortgage intermediary in Lyon 5th? Old co-ownership properties, Vieux Lyon, the balmes of Fourvière, what the bank reads.
• Mortgage in Tassin-la-Demi-Lune: What changes for your application Are you looking for a mortgage intermediary in Tassin-la-Demi-Lune? Zero-interest loan in Zone A, transfer duties, council tax, flood risk.
• Price per square metre by district in Lyon: where to read the medians, and what your budget buys Price per square metre in Lyon: where to read the median of actual sales in each district, the caveats involved, and the floor area your budget can purchase.
• When will mortgage rates fall? The state of the market, month by month The ECB, the 10-year OAT, the bank margin: what truly drives rates, the 6- and 12-month scenarios, and the method for deciding between waiting and buying.
• Reading a mortgage rate: nominal, APR, usury threshold, and the gap between Lyon and the regions Nominal rate, APR, TAEA, average effective rate, usury threshold: what each figure covers, where to read the official reports, why yours will differ.
• Council Tax in the Lyon Metropolis: Reading Your Commune's Rate Council Tax in Lyon and the Metropolis: reading the notice (base, rate, waste collection) and finding the rate voted by your commune, year by year.