Translation of the French page, for information. Mandatory information stays in French, as do linked articles. Read the French page
One single contact person for your loan
The online form is in French. +33 6 37 98 81 25
How can you reach me?
- Nom : Sandy MASCART, mandataire en crédit immobilier, ORIAS no 26000541.
- Direct line: +33 6 37 98 81 25.
- Email: contact@sandy-mascart.com.
- Business address: 48 chemin Beckensteiner, 69260 Charbonnières-les-Bains.
Where does the meeting take place?
My office is in Charbonnières-les-Bains. The meeting takes place at your home, by video call or by phone: you choose whichever suits you.
- At your home: in Lyon, in Villeurbanne and in the west of Lyon.
- By video call: wherever you are in the Rhône.
- By phone: for a first conversation, and for the rest of the file.
In which towns?
- Lyon, every arrondissement: home loans in Lyon · the 5th arrondissement (FR).
- Villeurbanne: home loans in Villeurbanne (FR).
- The west of Lyon: Tassin-la-Demi-Lune, Écully, Craponne, Francheville, Sainte-Foy-lès-Lyon and Charbonnières-les-Bains.
- The rest of the Rhône: remotely, by video call or by phone.
Still hesitating between two areas? Three comparisons before the meeting: the budget in the west of Lyon, town by town (FR) · the west of Lyon or Lyon 5th and 9th (FR) · Villeurbanne or Lyon 6 (FR).
What happens next?
- After your message or your request, I call you back directly by phone.
- I need your answers to about fifteen questions, then your documents.
- Your documents are uploaded once, for all the banks.
- I present your file to the banks you approve, and I negotiate the rate, the insurance and the fees.
- I go through each offer with you. You choose; the bank decides whether to grant the loan.
A purchase, or the insurance on a loan?
For a purchase in or around Lyon, the home loans in Lyon page leads to the budgets, town by town. For insurance: when I build your loan, I negotiate it together with the rate. For a loan already signed, I explain your rights and how to exercise them. Loan insurance.
What should you prepare before calling?
- Your project: purchase, first purchase, investment, bridging loan or loan buy-out.
- The town where the property is.
- Where you stand: searching, offer accepted or preliminary contract signed.
- Your current loans, if any: they count in the calculation of your debt ratio.
Le montant de mes honoraires, vous l’avez dès ce premier appel. Mes honoraires.
A complaint?
Les voies de recours et le médiateur sont aux mentions légales.
Your loan and your purchase
- You have a ten-day reflection period on the loan offer.
- The sale is conditional on the loan being obtained.
- If the loan is not obtained, the sums you paid the seller are refunded to you.
Mandatory legal information, in French:
L’emprunteur dispose d’un délai de réflexion de dix jours ; la vente est subordonnée à l’obtention du prêt ; si le prêt n’est pas obtenu, le vendeur doit rembourser les sommes versées.