Translation of the French page, for information. Mandatory information stays in French, as do linked articles. Read the French page
Home loan and loan insurance intermediary, in Lyon and the Rhône-Alpes region
I build your file, present it to the banks, support you throughout the borrowing process and also negotiate your loan insurance. I have 20 years of experience in the profession.
The online form is in French. +33 6 37 98 81 25
- I call you back directly by phone
- Rate, insurance and fees negotiated together
- Your documents uploaded once, for every bank
- At your home, by video call or by phone
Sandy MASCART, mandataire d’intermédiaire en opérations de banque et en services de paiement
ORIAS no 26000541
Mandataire non exclusif de CDV PATRIMOINE & ASSURANCE.
Home loans
You are looking for a loan
I build your file, present it to the banks you approve, and negotiate the rate and the loan insurance.
Loan insurance
You are already repaying a loan
Since the Lemoine law, the insurance on a loan can be changed at any time. I explain how, and the simulator compares your rate with another one.
- 0 € à verser avant le déblocage des fonds
- 1 contact person, from the file to the signature
- 54 institutions listed, in 6 families
What I do
I build your file and I negotiate
What I need
Your answers, then your documents
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1
Your answers
About fifteen questions online, in French.
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2
Your documents
As photos, from your phone.
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3
You choose
I negotiate. You compare the offers.
The online form is in French. +33 6 37 98 81 25
Your project
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Buy an existing home
Main or second home.
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Buy a new-build home or build your own
Off-plan or under construction.
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Renovate
The works in the same loan.
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Invest
Unfurnished, furnished or SCPI.
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Renegotiate
Buy out your loan or change insurance.
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Sell to buy
Buy before you have sold.
Who I am
Who builds your file?
Moi, Sandy MASCART. Je suis mandataire d’intermédiaire en opérations de banque et en services de paiement, ORIAS no 26000541, mandataire non exclusif de CDV PATRIMOINE & ASSURANCE.
Un interlocuteur, du dossier à la signature : moi. Les banques accordent le prêt ; je le prépare et je le négocie.
Where
Where do I work?
My office is in Charbonnières-les-Bains. Meetings take place at your home, by video call or by phone.
- Lyon and Villeurbanne: mortgages in Lyon.
- The west of Lyon: Tassin, Écully, Craponne, Sainte-Foy-lès-Lyon, Charbonnières-les-Bains.
- The rest of the Rhône: remotely.
The banks
Which banks is your file presented to?
J’ai recensé 54 établissements qui prêtent à Lyon, en six familles. Aucun n’est mon partenaire. Je présente votre dossier à ceux que vous validez. La liste des banques.
The price
How much does my service cost?
Un montant fixé par écrit, avant de consulter une banque. Il est dû au déblocage des fonds, jamais avant. Si le projet ne se fait pas, vous ne me devez rien. Mes honoraires.
Your loan and your purchase
- You have a ten-day reflection period on the loan offer.
- The sale is conditional on the loan being obtained.
- If the loan is not obtained, the sums you paid the seller are refunded to you.
Mandatory legal information, in French:
L’emprunteur dispose d’un délai de réflexion de dix jours ; la vente est subordonnée à l’obtention du prêt ; si le prêt n’est pas obtenu, le vendeur doit rembourser les sommes versées.